Never use a paper check again. Send money online instantly in just three simple steps.
Gone are the days of long processing times, exorbitant wiring fees, and tedious verification processes. With Paynote, your company can receive and send digital checks online instantly via ACH. Skip the hassle and update your payment method with modern security and payment technology.
Get Started With PaynoteNo credit card required. Immediate access.
Then try Paynote, the easiest way to receive and send digital checks online via ACH from clients or vendors.
Paynote directly emails your clients the check or invoice
Your client clicks the link & securely adds their bank information. (They don’t need a Paynote account)
The money is deposited within two business days. The recipient pays nothing. No hidden charges - ever.
Send money online instantly, no matter the method. Just about anything you can pay by check, credit card, or bank transfer can be paid online with Paynote:
Banks charge high fees simply because they can. Most small business owners have no other options. Writing and sending business checks can cost between $4 and $20, based on the price of postage and the employee time writing, mailing, and reconciling the check.
Paynote uses your bank account to send or receive a bank-to-bank transfer. Requesting or sending money from any bank account instantly through Paynote is like writing or cashing a check, only without the physical paper. This means no paper, postage, or waiting for checks in the mail.
We hate abusive fees as much as you do. That's why we developed Paynote.
Get StartedSend checks and invoices online instantly and easily from clients or vendors. No credit checks or extensive bank underwriting required. We have affordable pricing options for every budget, and Paynote will save you money in the long run.
Pay or bill clients, vendors, contractors, landlords, or anyone else. Use our advanced verification tools to verify client funds before the payment is processed. Easily balance your books with Paynote's detailed payment tracking system.
Enter the details below to see how Paynote works.
With Paynote, sending checks online is super easy with our intuitive dashboard, with options for both one-time and recurring payments.
Paynote creates one-time or recurring invoices. We email the invoice to your customer. You get paid!
You can customize the recipient’s Paynote experience by adding your business’s logo.
Paynote offers fast, next day electronic transfers. Send money online almost instantly to and from all US bank accounts.
Recipients will never need an account or app to pay your invoice or receive a payment.
Paynote securely connects to your bank. No need to share sensitive account information.
Clients just click on the link in the email, connect to their bank account, and pay the invoice. That's it.
Paynote is always free for the recipient, no account needed or apps to download.